YOiD brings identity verification, bank account ownership verification and financial data together in a single platform. Know who you're dealing with — and that their data is genuine — before you accept a customer, pay a supplier or grant credit.
Before every important decision there's a piece of data worth verifying. YOiD covers all three.
Are they who they say they are? Verify their identity by reading the chip on their national ID card via NFC, with cryptographic assurance — not a photo.
Is the IBAN really theirs? Check account ownership before issuing a payment or refund, and comply with Verification of Payee (VoP).
What's their ability to pay? Get bank data verified at the source, with consent, as the basis for your creditworthiness assessment.
Confirm that a bank account really belongs to your customer or supplier. Via API or from a web portal, with no technical integration. Includes Verification of Payee (VoP).
See account verification →Capture and verify ID card data straight from the chip, contactless and with no app required on iOS. The highest-assurance method for remote identification.
See ID card reading →Confirm ownership, IBAN and financial data straight from the customer's bank, with their consent. Data verified at the source, impossible to manipulate.
See bank data →Also need to verify your users' age? We also offer age verification (YOiD Age Check).
The same verified data solves different problems depending on your business.
Verify identity and account ownership when onboarding a customer, remotely and without requesting documents.
Confirm the destination account belongs to the investor or beneficiary before paying out refunds, dividends or prizes.
Check that the IBAN really belongs to your supplier before paying, with Verification of Payee (VoP).
Provide bank data verified with consent as the basis for the lender's creditworthiness assessment.
Verify a tenant's identity and account ownership to close agile agreements, including short-term rentals.
Cover your identification obligations with NFC ID card reading, the highest-assurance method available.
Integrate YOiD in minutes and protect every moment of risk. Talk to our team and design a verification flow tailored to you.
Or simply email us at info@yoid.es