YOiD Account Verify

Check that your customer's, supplier's or beneficiary's IBAN really belongs to them

Verify bank account ownership from the browser, in under a second, with no technical integration. Used by investment firms, gaming operators and industry to verify before paying out refunds, prizes or payments.

✓ Equivalent to the bank-issued digital ownership certificate ⚖ Authorized by SEPBLAC · Due diligence under Law 10/2010 on the prevention of money laundering
⚠ Service exclusively for businesses with an established commercial relationship with the account holder being queried (current customer or prospect).
SVTC PORTAL — DEMO
IBAN to verify
ES91 2100 0418 4502 0005 1332
Holder's national ID / tax ID
B83214567
Declared account holder name
DISTRIBUCIONES MARTÍN S.L.
✓ Verify ownership
DISTRIBUCIONES MARTÍN S.L.
Ownership confirmed
10,000+
Verifications per month
< 1 second
Response time
Document or name
Verify by ID/tax number (SVTC) or by account holder name (VoP)
The problem

IBAN fraud is costly

Invoices with fake IBANs

A supplier sends an invoice with an account that isn't theirs. You make the transfer. The money disappears.

Third-party accounts

The IBAN your customer or tenant gave you doesn't belong to them. Refunds, disputes and wasted time follow.

Payouts to the wrong account

You pay refunds, prizes or advances without verifying that the beneficiary's IBAN really belongs to them. You bear the risk.

Who it's for

For any business that pays or collects from third parties

If you send or receive money to IBANs belonging to customers, suppliers, investors or employees and need to verify they're legitimate, this service is for you.

Collective investment institutions and gaming operators

Regulated sectors that must validate the identity of the recipient of refunds or prizes received.

Real estate and rentals

Verify your tenant's direct-debit IBAN before signing the agreement. Avoid refunds and problems with third-party accounts.

Factoring and advances

Check the IBAN's ownership before advancing an invoice. Reduce the risk of operating with incorrect or fraudulent bank data.

Supplier onboarding

New supplier, new account. Before the first payment, one query confirms the IBAN is legitimate. Minimum cost, maximum peace of mind.

Accounting and advisory firms

Before executing a payment or supplier sign-up, confirm the account belongs to who it claims. One more step in fraud prevention.

Law firms and notaries

In transactions where the bank account holder's identity matters, get a documented verification in seconds.

How it works

No installs. No integrations. No waiting.

1

Log in with your account

Sign in to the portal with your credentials. There's nothing to install or configure. Just a browser.

2

Enter IBAN, ID number and name

Type in the data of the person or company whose ownership you want to verify.

3

Result in under 1 second

You receive: Match or No match. Queries are logged and exportable.

IBAN verification by name

You can also verify an IBAN by providing only the account holder's name, without an ID or tax number. In that case the response indicates whether the name is a match, no match, or a partial match.

Pricing

Transparent, no surprises

No lock-in. Cancel any time. Choose the plan that fits your volume.

Pack 200
Trial bundle
200 queries for free use, no expiry and no commitment. Ideal for businesses that want to try the service before subscribing.
200 queries, no expiry Full web portal Exportable history No monthly subscription
590
one-off payment · VAT not included
Basic
110
per month · VAT not included
or €1,200/year 1 month free
50 queries / month

  • Full web portal
  • Query history
  • Results export
  • Email support
  • 1 user
Extra query beyond the limit: €2.50
Business
275
per month · VAT not included
or €3,000/year 1 month free
200 queries / month

  • Full web portal
  • Bulk file verification
  • Unlimited users
  • REST API included
  • Guaranteed SLA
  • Dedicated account manager
Extra query beyond the limit: €1.60
Volume / Custom
Custom
Queries to be negotiated

  • Custom volume
  • API service integrated with your systems
  • Guaranteed premium SLA
  • Dedicated technical integration
  • Exclusive account manager
  • Tailored billing
Contact us →

Queries beyond the monthly limit are billed individually at the plan's price. Pack 200 does not allow additional queries.

€1.60 – €2.50 / query
You'll receive access in under 24 hours. To cancel your subscription, write to clientes@yoid.es. No lock-in, no penalty.
Have questions?

Write to us and we'll reply within 24 hours

No obligation. Tell us your case and we'll tell you which plan fits your volume best.

Write to us → Access the portal

Or simply email us at clientes@yoid.es